Layby can be the perfect solution to purchasing that much desired product solution, making it more affordable by paying a relatively small monthly amount as opposed to a lump sum upfront.
It also takes the pain away from putting yourself in debt using your credit card and forgoing interest rates that often soar above 20 per cent.
Unlike buy now pay later services there are no monthly fees and no account keeping fees. And even more importantly, you don't need to be scrutinised by any credit checks beforehand to qualify for using our Layby service.
You set the term that's best for you for up to 6 months.
Layby is the perfect solution for planning ahead for any time of the year.
Laybying an item can help with your monthly budget, removing the strain on your finances.